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Merchant Account.

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We have a simple 3-step application.

  1. Apply online within minutes

    It takes just a few minutes to provide us with some basic information using our secure merchant portal.

  2. Get an instant quote

    An expert underwriter will review your application and set a processing limit. We keep you posted with daily updates.

  3. Start processing

    Our merchant support team will help you set up the payment gateway, so you can get on with what’s important- running your business.

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Firearms Merchant Accounts

Firearms are far from uncommon in the United States. In fact, it’s estimated that around one in three households own at least one firearm, and there are approximately 8.7 privately owned guns for every 10 U.S. citizens. While the debate around gun control continues, the firearms industry continues to go from strength to strength. One thing that has changed, though, is the way that consumers want to pay for products.

As we move towards an increasingly cashless society, it is vital that businesses are able to process credit card payments. This requires a merchant account. Unfortunately, though, it is difficult for companies dealing in firearms to actually obtain a merchant account. Many banks will outright reject these businesses because the wider industry has a higher-than-average chargeback rate. However, with the right documentation and a knowledge of the laws around the firearms industry, it is possible to obtain a merchant account and begin successfully growing your business.

Understanding the Firearms Industry

First of all, it’s important to note that the sales of firearms are very strictly regulated under federal law. Anyone wanting to sell these types of products must either be a federally licensed firearms dealer themselves, or work directly with someone who is. Thankfully, applying for a license is relatively simple, and applications typically take less than 60 days to be processed. Until you have this license, you won’t be able to deal in firearms.

Once you have your license, you will need to ensure that you only deal with customers within your state. While it is perfectly legal to buy and sell guns over the internet, the law is strict on shipping any component with a serial number over state lines. You will also need buyers to fill out a 4473 Form, and conduct a background check on them. On top of this, you may be required to carry out additional checks if you operate in the states of Montana, Arkansas, or Louisiana. Other than this, though, there are few restrictions on private gun sales.

What Documents Do I Need To Provide With My Merchant Account Application?

At TailoredPay, we make it easier than ever for private firearms dealers to apply for a merchant account. With a 97% approval rate, even for businesses who have been turned down in the past, we can help you get set up for card processing in just a few days. As part of your application, you will need to submit:

  • A valid form of photographic ID, issued by the government, such as a passport of driver’s license
  • Bank statements covering the last 3 months
  • Your social security number (SSN) or employer identification number (EIN)

In order to give your business the best chance for obtaining a merchant account, and to maintain it once you have been accepted, there are a few more steps you can take. For one thing, it’s important to maintain a good credit score wherever possible. In addition, any debt should be kept to a minimum, and having some savings in the bank will further boost your chances.

It’s Time To Apply Today

If you’re ready to take your firearms business to the next level, then it’s time to apply for a merchant account with TailoredPay. We offer custom solutions for businesses of all sizes. Whether you are a small startup or an established empire, we can help you to secure the payment processing that you- and your customers- need.

Security & Privacy are #1
We use high levels of security & encryption standards to protect your data.

How It Works
1. Complete our free online application
2. E-sign the merchant processing agreement
3. Get approved and start processing

Instant online quote
Low Rates
Quick approvals

Questions? We can help.
Call us at (888) 599-6482 or read our FAQ.

Ready to apply? It only takes few minutes.

Firearms businesses looking to accept credit card payments can turn to TailoredPay to meet their needs. We make it simple to apply for merchant accounts, and we will enable you to offer your customers the ideal payment options!

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